On the first Toontown commercial, a Cog with a Bean Counter head was seen wearing a Lawbot suit.
The Bean Counter has the same head and same body as the Downsizer, only wearing a Cashbot suit instead of a Bossbot suit.
However, on the trading card, its head is in the shape of a jellybean.
The trading card shows the Bean Counter counting out jellybeans from a pot.
In reality, bean counters do not count beans, they count money. However, in Toontown, jellybeans are money.
In the United States, bean can sometimes be a slang term for money.
Bean Counters do the same damage on all attacks at any level.
The caption on the Trading Card Series 1 & Series 3 is "Don't Spill The Beans" that phrase means don't tell anyone an embarrassing secret or ruin a surprise for someone and ironically since the Bean Counter is counting Jellybeans (which is the currency in Toontown) any absentminded spill on would make the Jellybeans scatter.
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A "Bean Counter" is a slang term for a statistician or an accountant.